Les prêts d’argent dur sont des financements à court terme qui sont parfois utilisés par des investisseurs immobiliers professionnels pour acheter des biens immobiliers

Il est important de comprendre que les investisseurs immobiliers expérimentés connaissent les tenants et les aboutissants des financements par capitaux propres.

Les investisseurs moins expérimentés ont besoin de se former sur le sujet de l’investissement immobilier professionnel afin de pouvoir prendre la meilleure décision possible pour leur projet immobilier très spécifique.

La plupart des investisseurs immobiliers se tournent vers le financement sur fonds propres comme option de financement relais entre le financement permanent et l’acquisition d’un bien immobilier, en raison du manque de services de prêt conventionnels disponibles pour les brokers online dans le paysage actuel de prêts conservateurs.

Avantages du financement par capitaux propres pour les familles

Une structure flexible des échéances, un financement rapide et l’absence de pénalités en cas de remboursement anticipé sont quelques-uns des avantages les plus populaires de l’obtention de prêts d’argent dur multifamiliaux ; ce billet examine brièvement certains des avantages de l’utilisation de prêts d’argent dur pour l’achat ou le refinancement de différents biens immobiliers.

Pas de pénalités de remboursement anticipé

Il est important de comprendre que même les plans les mieux conçus peuvent effectivement changer, en espérant qu’ils s’améliorent. La dernière chose qu’une entreprise commerciale souhaite, c’est d’être pénalisée pour sa réussite si ses activités commerciales se déroulent particulièrement bien.

  1. Si les circonstances changent et que le prêt est remboursé en totalité ou en partie avant la date d’échéance, les institutions financières traditionnelles imposent souvent de lourdes pénalités pour remboursement anticipé.
  2. Il est essentiel de comprendre que les prêteurs hypothécaires commerciaux sont entièrement investis dans la réussite et la structure du prêt de l’emprunteur, sans pénalités de remboursement anticipé ni frais supplémentaires.

Structure flexible des échéances

Les petites et moyennes entreprises s’adaptent en permanence pour faire face aux circonstances difficiles et changeantes du marché. Il est essentiel de mentionner que les agences de prêt 200 euros et les banques traditionnelles ne sont pas aussi flexibles. Les établissements de prêt traditionnels adoptent une approche unique pour toutes les demandes, car leurs actionnaires et leurs comités financiers souhaitent ne pas avoir un effet de levier excessif et/ou une exposition trop importante.

Certains des prêteurs privés connus et réputés peuvent systématiquement structurer le remboursement. Ils peuvent structurer les conditions de libération de la garantie de manière à ce qu’elles soient mutuellement bénéfiques pour le prêteur et l’emprunteur. Une plus grande flexibilité du financement permet souvent d’obtenir de meilleurs résultats.

Write a scenario by mastering the 7 dramatic knots of a story

To write a script is to play with the dramatic knots or hinges of a story. Discover the 7 dramatic knots essential to master to succeed in your scenario.

In a story, we go through several key moments, also called dramatic knots or hinges. Among them, three are essential: the first allows to tie the intrigue, the second, to propel the action in its resolution, without forgetting the third, that in the middle of the story, which will relaunch the action. There are others that I have listed here. In all, 7 key moments of your scenario are to be healed to succeed in your story.

In order to finish this cycle of courses in beauty, I suggest you today to take an interest in the dramatic knots of your stories. As a reminder, the dramatic knot is an event that makes action rebound. (There are adults and minors). A story therefore develops from dramatic knot to dramatic knot.

What is a dramatic knot?

It is an OBSTACLE which can be:

  • a dramatic twist,
  • a mandatory scene,
  • a reversal of the situation,
  • and even, a perfectly predictable event.

Find out which are most effective here and when?

To complete your training, do not forget to refer to the High concept training program dedicated to the main dramatic hinges of any narrative, also called “1-2-3” (chapter 2: the essential dramatic functions to know when writing a story .)

Find in the order of writing, the 7 essential dramatic hinges of any scenario:

  2. Tip: chance, or what is called a Deus ex machina , an event fallen from the sky without any link with the character, is very well accepted by the spectator to start a story. Probably because it is naturally part of the premises of any story: in life stories sometimes start naturally.
  5. In the film Thelma and Louise for example: the point of no return is the robbery they execute, when they are already accused of murder and actively sought by the police.
  7. Example: This is the case with many films which feature monsters, aliens, catastrophes … We believe the dead animal (dramatic response 1). Actually no. And off we go for a ride. New confrontation, new climax, new dramatic response.
  9. act 1: the one who only thought about money
  10. act 2: will find out at his expense
  11. act 3: that love was more important.
  12. Tip: Like thematic and dramatic proposals, there is only one main crisis and as many secondary crises as you want. The important thing is that they all work for the first.

Survival guide for the scriptwriter in Cannes

How to take advantage of the Cannes festival to sell your screenplay? Simple, read this little survival guide for the screenwriter in a social environment and meet producers thanks to the Maison des Scénaristes.

Should you go to Cannes when you’re a screenwriter? To do what? Thanks to an exclusive interview with the Maison des Scénaristes, the only association that welcomes screenwriters on site, we offer a short survival guide during the festival.

Is it possible to find a producer at the Cannes festival?

To this question, the French Guild of Scriptwriters answers “no”: it is not on the agenda of the authors’ syndicate to organize an official reception of its members at the Cannes Festival, yet the biggest professional market in planet film.
If you can watch, you will come across many professional screenwriters, who came on their own money . A significant financial investment which suggests that it is probably possible to have interesting professional meetings, if not find a producer in Cannes.

So why are the writers not supported in this process by their own union?

In defense of the union, it is true that the French screenplay market has been for the past thirty years an order market and not a supply market (only 6% of our films in theaters were written by a screenwriter alone and only 20% of our annual TV productions are original creations), but we could expect the organization which is supposed to defend “the interests of French screenwriters” to fight to highlight innovative projects, written in speculation (the “specs ”), Instead of favoring commissioned scriptwriters, who in fact depend on producers to write often very formatted projects; a vicious circle which perpetuates the lack of innovation (to go further on this subject, do not hesitate to read our study for the APA, association of producers:What future for French fiction? ).This lack of support for new entrants and original creation can also be seen in the 

  • Option contracts (designed specifically to compensate for risk taking) do not count;
  • The order contracts must represent at least 90 minutes per single author;
  • The CV of a new entrant must be approved by the board of directors (i.e. it must be co-opted, in fact);
  • Young graduates of the prestigious Fémis are only accepted subject to conditions: they have three years to validate the order criteria above. This is also the case for CEEA graduates, who are the only holders of the professional title of screenwriter when they leave school.
  • As for graduates of other film schools or recognized screenwriting training (by the CNC, in its admission criteria for example), they are not accepted by the Guild.

criteria for membership of the Scriptwriters’ Guild , which values ​​the order:

In this context, at High concept we despaired – as much – of seeing a veritable market emerge from the original script in France: when will the French spec scripts ? Authors should be able to meet producers in Cannes in a professional dynamic, to sell their original projects without the need for a pre-existing network or a large CV: the story and nothing but the story!

You probably tell yourself that we ended up smoking the carpet in our offices … Yet this place, the Pavilion of scriptwriters, finally exists. Not thanks to our professional organizations, but to the private initiative of two fellow screenwriters, who alone support the original French creation at the Cannes festival.

Suffice to say that we hastened to meet them …

Towards a French spec market: the Maison des Scénaristes

La Maison des Scénaristes is a 1901 association created by our colleagues Sarah Gurevick and Nicolas Zappi. The objective is to allow screenwriters to find partners in Cannes to finance their films. And in four years of existence, Sarah and Nicolas have done better than all of our institutions combined:

  • 150 authors have been selected to propose their projects to producers 
  • 40 rights transfers have been signed 
  • Among these contracts, 10 short films and 1 feature film have already been produced.

A score that makes you dizzy: for comparison, the CNC Aid for Innovation Fund has only selected in fiction 200 projects in ten years. And only one was brought to the screen. How is it possible ?